Summer doesn’t have to be a season of spending! With the warmer weather and longer days, we are given a chance to discover the fun and free possibilities all around us. Here at Iowa State Bank, we encourage you to find fun and free activities to do with your family and friends. We value you […]
The post 5 Ways to Spend Less This Summer – Easy Ways to Save Money appeared first on Iowa State Bank Blog.
As the summer months are setting in, it is time to start thinking about your next vacation. While you may be looking forward to the grand getaway, you may not be looking forward to the drop in your bank account. Here at Iowa State Bank, we want you to have a fun and financially responsible […]
The post Save Money on Vacation: What to Save, Splurge, or Skip appeared first on Iowa State Bank Blog.
Iowa State Bank is a one-stop shop for all your mortgage and banking needs. The team at Iowa State Bank recognizes that knowledge is power and wants our customers to make informed decisions. Mortgages can include many confusing elements such as PMI, or Private Mortgage Insurance, which we’re discussing in this post. Private Mortgage Insurance […]
The great thing about the communities Iowa State Bank serves is their rich history. Burlington, Wapello, Morning Sun and Mount Union each have their unique places in the history of Iowa and have been home to people of all walks of life. A lot of this history has been preserved in buildings and homes throughout […]
Everyone has some bad financial habits, whether it is unconscious acts, laziness or a result of wanting convenience. These financial habits cost the average American thousands of dollars each year. Iowa State Bank want to help you rescue your finances by sharing some tips that can help you break those bad habits. Take a […]
Meeting your long-term investment goal depends on a number of factors. This not only includes your investment capital and rate of return, but inflation, taxes, and your time horizon. This calculator helps you sort through these factors and determine your bottom line.
Do you know what it will take to create a secure retirement? Use this calculator to help you create your retirement plan.
Calculate basic loan information. This tool will calculate payments or loan value.
Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments!
FDIC Insurance Coverage
A few minutes with EDIE can give you endless peace of mind. You’ll know if the money you have in deposit accounts at FDIC-insured banks is fully protected. If it's 100% FDIC-insured, you can't lose a penny, no matter what.
Rent or Buy
The decision to rent your home or buy it outright can mean spending or saving thousands of dollars. Use this calculator to ensure you make the right decision for your financial situation.
Early Mortgage Payoff
The interest on your mortgage can be costing you hundreds or thousands of dollars every month, so why not pay it off faster. With this calculator you can see how much interest you will save by paying more on each mortgage payment.
Credit Card Payoff
If you have fallen behind on your monthly credit card payments, this calculator can help you get back on track. Simply enter the current balance of your debt, your desired monthly payment amount and the credit card interest rate, and you will get a payment schedule to help you get out of the red.
You want the best for your child, especially when it comes to their college education. This calculator can help you determine how much you will need to save every month in order to send your child to a great school.
We all have savings goals, whether we are working towards retirement or trying to build up an emergency fund. Use this calculator to see how much you need to save each month to reach your goal.
Buying a new vehicle isn’t as easy as seems. You have to keep your monthly payment, down payment, trade value, loan term and interest rate in mind. This calculator can help you keep track of these various financial aspects.
The biggest fear among those close to retirement is outliving your money. This calculator provides a look at how long your savings account will last based on a set monthly withdrawal.
Smart investing requires looking down the road to see what current investments will be worth. This calculator uses investment value, time period, interest rate and compounding period to calculate what your investment today will look like in the future.
Loan payments can be a burden if you don’t know how much you can afford in monthly payments. This calculator gives you a look at just how much of a loan your current finances can allow you to take on.
The amount of mortgage you qualify for goes a long way in determining what kind of home you can buy. This calculator examines both your income and your expenses to estimate how much of a mortgage you qualify for.
If you have various loans, you may think about consolidating them into one monthly payment. Using this calculator, you can determine of consolidation is right for you, or if it may end up costing you more in the end.
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