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Savings Accounts

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The right savings account can help you save for your family’s future or in case of emergencies.

Personal Savings

This account allows you to earn a fixed rate on your entire savings balance compounded quarterly with no monthly fee. There is a $50 minimum opening balance, and you are allowed four withdrawals a month ($2 fee for withdrawals in excess of limit).

MM Access (Money Market)

The MMaccess account rewards higher savings balances with higher interest rates that are compounded monthly. A $2,500 minimum balance must be met to open the account and avoid a $10 fee. Account holders are issued checks and get 6 withdrawals per month ($15 fee for withdrawals in excess of limit).

Christmas Club

Perfect for those wanting an influx of funds before the holiday season, the Christmas Club account allows you to incrementally save over the course of the year and withdraw your funds in October. There is no monthly fee, only a $1 minimum opening balance and requires a weekly deposit of at least $1. If you make 49 consecutive deposits, we will make the 50th deposit for you in the same amount.

Please do not hesitate to contact us if you have questions about these savings accounts from Iowa State Bank, an Office of BANK. If you are ready to open a savings account with us, please bring a photo ID (driver’s license, passport, driver’s permit, state-issued ID, etc.) and proof of your social security number (social security card, tax returns, Medicaid card, etc.) to the branch nearest you and we will get your account set up for you!