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Privacy Policy

Home Privacy Policy

Rev. January 2017

FACTS

WHAT DOES BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Payment history and account balances
  • Credit scores and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

 

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BANK chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Bank share?

Can you limit this sharing

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you No We don’t share

For non-affiliates to market to you

No

We don’t share

Questions?

Call 319-753-2265 or go to www.iastatebk.com

 

Page 2 - Rev. January 2017

 

What we do

How does BANK protect
my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

How does BANK collect
my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or give us your contact information
  • Give us your wage statements or tell us where to send the money
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happends when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • BANK has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • BANK does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include credit card companies, secondary market mortgage lenders